Who we are:

Live in the moment. Not in the worry.
We are a leading general insurer in South Africa with a market share less than 24%. We have 106 years of standing and we provide a diverse range of general insurance products and services to individuals, commercial and corporate markets. We operate in South Africa, Namibia and selected emerging markets through a network of intermediaries, direct and partnership channels. Our portfolio of insurance products includes car, property, liability, engineering, agricultural insurance, guest house insurance; tourism, leisure and entertainment and reinsurance insurance. Our agriculture insurance products, include crop insurance, asset insurance, and weather insurance. In addition, the company provides claim, brokerage, and SOS services to its customers. In South Africa and Namibia, We serve more than 1 million policyholders who range from individuals to commercial and specialist business owners and institutions. Headquartered in Cape Town, South Africa, Santam was founded in 1918 and listed on the JSE in 1964 under the insurance (non-life) sector. The group has secondary listings on the Namibian Stock Exchange and A2X Markets Exchange. Santam is a subsidiary of South African financial services group Sanlam, which holds 62.3% of Santam’s shares.

Insurance for all your vehicles:
Live for the wind in your hair, we will take care of the rest.
Owning a car in South Africa is a necessity for many people, but it comes with risks. Car insurance is the peace of mind you need when you hit the road. We understand the importance of providing you with cover that meets your specific needs. Our insurance policies are designed to provide you with the peace of mind that comes with knowing that your vehicle is protected in the event of an accident, theft, or any other unforeseen event.

We go the extra mile for you
We’re here whenever you need us

Whether you’ve run out of fuel, need help with changing a tyre, or need directions; our range of emergency services is available at no additional cost. Call our 24/7 emergency & claims line on 0860 505 911.


Drive less? Save more

Save up to 20% on your car insurance premium if you drive less than 15?000 km a year with SmartPark™. If you spend less time on the road, you should be spending less on your premiums.


Drive me home

Over the legal driving limit? Get our chauffeur service to take you home. This service is available within 50km of the CBD in 10 cities and can be called on six times per renewal period.


Car insurance solutions
When you insure the things you value, it’s important to ensure your cover won’t leave you underinsured should the unforeseen happen.

Most affordable

Core
Quality affordable insurance for people who are growing their wealth.

Insure your car while enjoying optional extras at a competitive price.


Classic
Tailored, comprehensive insurance for financially established individuals.

Insure your building, contents and car, and benefit from optional extras to help prepare you for the unexpected.


Tailor made

Executive
For discerning individuals looking to insure their most valuable assets.

Comprehensive, personalised insurance with a flexible worldwide cover option, extended limits and a dedicated team of expert claims and service consultants.


Need more cover? Get more cover
Find out more about our optional extras that allow you to tailor your cover to your specific needs.

Accidental damage to tyres and rims

Unplanned costs such as damaged tyres and rims can impact your budget. Make sure you’re covered against the unexpected with our optional extra insurance solutions.

Classic vehicle cover

A classic car is a work of art that's worth protecting and preserving. You can cover your classic vehicle if it’s over 25 years old and is considered collectable.

Car hire

Don’t get caught without a car. For a little extra added to your premium, you can hire a car after a claimable accident or in the case of theft or hijacking.

4x4 insurance

Love off-road adventures that take you beyond our borders? We protect you by covering loss and damage to your 4x4, trailer, motorcycle, caravan, or watercraft even when you’ve crossed borders into neighbouring African countries.

Credit shortfall

Owe more on your car repayment than your vehicle is insured for? We’ll provide cover for that shortfall so you don’t find yourself out of pocket with monthly payments for a car you no longer own if your car is written off in an accident

Get an instant car insurance quote today!
Buying or selling a car? Get an online car insurance quote in 60 seconds.